020 4548 5884
Specialist Landlord Accountants in London
Maximise your rental profits and minimise your tax liabilities with our expert property accounting services
Landlord Accounting Services
Comprehensive financial solutions for portfolio landlords and property investors
Rental Income Tax Returns
Complete preparation and submission of your self-assessment tax returns, ensuring you claim all allowable expenses to minimise your tax liability. For reference, the HMRC property income guidance outlines what you can legally claim.
Portfolio Accounting
Complete financial management for landlords with multiple properties, including consolidated reporting and tax planning. The HMRC property income manual provides the framework we use to ensure full compliance.
Capital Gains Tax Planning
Strategic advice to minimise CGT liabilities when selling properties, including reliefs and allowances you may be missing. The current CGT rates for property form the basis of our tax planning strategies.
Limited Company Landlords
Specialist accounting for property limited companies, including corporation tax, dividends and extraction strategies. We follow the Companies House guidelines while implementing tax-efficient structures for landlords.
Making Tax Digital for Landlords
Full MTD compliance services including quarterly submissions through HMRC-approved software. The official MTD timeline shows when these changes will affect landlords.
HMRC Investigations Support
Expert representation if HMRC investigates your property income, ensuring you pay only what you legally owe. The HMRC enquiry factsheets explain the process we'll help you navigate.
Why Landlords Choose Our Property Accounting Services
What makes us different from high street accountants
Property Tax Specialists
We focus exclusively on landlord accounting, with deep expertise in property taxation that general accountants lack. Our team regularly updates their knowledge through the Chartered Institute of Taxation.
Average £2,380 Annual Savings
Our tax planning typically saves landlords £2,380+ per year compared to DIY accounting. These savings come from applying all available property tax reliefs most effectively.
Portfolio Landlord Experts
We specialise in helping landlords with 5+ properties maximise their tax efficiency. The HMRC buy-to-let rules are complex for portfolios - we simplify them for you.
Fixed Annual Fees
Know exactly what you'll pay each year with our transparent pricing - no hidden extras. We follow the HMRC professional standards for fair pricing.
Same-Day Response
We guarantee to respond to all landlord enquiries within one working day. For urgent HMRC matters, you can also check the HMRC contact options directly.
Free Property Tax Review
Identify potential savings with our no-obligation review of your current tax position. Many clients first check their tax position online before our consultation.
After using a high street accountant for years, switching to ACT was revolutionary. They identified £3,200 in annual tax savings I'd been missing, streamlined my record keeping, and now handle everything from my self-assessment to capital gains planning. As a portfolio landlord with 12 properties, having specialists who understand property taxation has been invaluable.
Landlord Accounting FAQs
Answers to common questions about property tax and accounting
Rental income is taxed at your marginal income tax rate (20%, 40% or 45% in England/Wales). However, you can deduct allowable expenses including mortgage interest (as a 20% tax credit), repairs, letting agent fees, and other costs. Our tax planning typically reduces clients' effective tax rate by 15-25% through optimal expense claims and reliefs. The current income tax rates provide the baseline we work from.
This depends on your portfolio size, personal income, and long-term plans. Limited companies pay 19-25% corporation tax (vs 20-45% income tax) but have additional compliance costs. We analyse your specific situation to determine if incorporation would be beneficial - for many landlords with 3+ properties, it can save £1,000s annually. The Companies House requirements help inform our advice.
Allowable expenses include: mortgage interest (as a tax credit), repairs (not improvements), letting agent fees, landlord insurance, safety certificates, accountant fees, and travel to properties. Many landlords miss legitimate claims - our average client identifies £1,850 in additional deductible expenses in their first year with us. The HMRC expense rules form the basis of our claims.
MTD for Income Tax takes effect from April 2026, requiring quarterly digital submissions of income/expenses for landlords with gross rental income over £50,000/year (£25,000 from 2027). We're helping clients transition early to avoid last-minute stress and can handle all MTD compliance on your behalf. The official MTD collection has the latest updates.
HMRC requires landlords to keep for at least 6 years: rental income records, expense receipts, mortgage statements, capital improvement costs, and tenancy agreements. We provide clients with a customised record-keeping system and can store digital copies of all documents securely. The HMRC record keeping guidance outlines all requirements.
Yes, we regularly help landlords catch up on overdue returns through HMRC's Let Property Campaign, which can reduce penalties. The sooner you come forward, the lower the potential penalties - we can negotiate with HMRC on your behalf to minimise any charges. The official campaign guidance explains the process we'll manage for you.
Ready to Optimise Your Property Taxes?
Book your free, no-obligation landlord tax review today and discover how much you could save.
Claim Your Free Tax ReviewOr call us on 0333 004 2084
Contact Us
The Causeway, Staines TW18 3BA